We recognise that our clients have different needs for advice and information but want the comfort of knowing that their plans are being looked after. Putting a review system in place ensures that on a periodic basis your adviser will review your file to keep you on track. We therefore offer a range of cost-effective options:

Light Service £15 per month plus VAT

This service ensures that your plans receive basic monitoring and oversight. We will provide 1 valuation per annum by post/electronically and basic administration of your existing policies which includes issuance of annual statements and important notices, and access to financial advice at additional cost (which may be offset by commission).

For a small additional charge we can provide 24 hour secure online access to your plan information and advice documents (coming 2010)

Comprehensive Service £30 per month plus VAT or £60,000 funds under management*

This service level is designed for clients who require a level of service that ensures that plans stay on track at an affordable cost.  It provides the same level of service as the Light Service as above, plus 1 face-to-face review meeting per annum with a Financial Adviser which will cover:

• An additional up to date plan valuation.
• Advice and implementation of fund switches and alterations to existing investments
• Completion of a factfind to identify changes in circumstances that might lead to necessary changes in the current plans.
• Access to financial advice at additional cost (which may be offset by commission)
• Detailed risk assessment and product solutions based on risk-rated managed fund solutions.
• For a small additional charge we can provide 24 hour secure online access to your plan information and advice documents (coming 2010).

Premium Service £150 per month plus VAT or £250,000 funds under management*

This service level is designed for clients who require a more “hands on” approach to their financial planning. 

• 3 face-to-face meetings per annum with a Senior Financial Adviser/Director will be provided covering the range of topics details above, plus discussion with your other professional advisers (e.g. accountant/solicitor) to ensure integrated financial planning.
• Up to date valuation at each meeting.
• No further charge for 24 hour secure online access to your plans.

Investment advice will be based on detail risk assessment and bespoke portfolios for funds-under-management of £250,000 or more.

You will, of course, be able to securely access your plans online 24 hours a day, including access to advice documents (coming 2010)

 

* Funds under management generating trail commission as 0.75% per annum will cover the cost of this service in full.  If not the balance of cost will be invoiced annually.