Unfortunately we are unable to provide free financial advice. However there are a number of useful websites that may be able to provide some of the assistance you are looking for. All links open in a new window.

The Financial Services Authority's (FSA) Money Advice Service has a useful website providing a wealth of generic financial information: http://www.moneyadviceservice.org.uk/

If you need debt counselling or advice please be very careful about companies offering to write off your debts or repair your credit rating because you could end up making your problems worse. If you are looking for help you should start with the not-for-profit organisations including:

• Directgov: http://www.direct.gov.uk/en/MoneyTaxAndBenefits/ManagingDebt/index.htm
• National Debtline (Money Advice trust) http://www.nationaldebtline.co.uk/
• Debt Advice Foundation http://www.debtadvicefoundation.org/