In the long term we want our clients to improve their understanding of financial products and markets. However, we recognise that our clients have different needs for advice and information but want the comfort of knowing that their plans are being looked after. Putting a review system in place ensures that on a periodic basis your adviser will review your file to keep you on track.

Regular contact and review meetings enhance the relationship between the client and adviser. We therefore offer a range of cost-effective options.

Light service

To ensure that your plans receive basic monitoring and oversight we will provide an annual plan summary and valuation by post/electronically and basic administration of your policies. This includes issuance of annual statements and important notices, and access to a financial adviser when required (subject to additional charges). You can relax in the knowledge that your plans are in good hands.

Comprehensive Service

The majority of our clients want to ensure their plans stay on track to meet their needs at an affordable cost. The Comprehensive service provides the additional benefit of a face-to-face review meeting each year with your Financial Advisor to undertake a full review of your financial needs and check that your plans keep pace with the changes in your life. We include a free risk profiling service and fully managed risk-rated investment solutions from our professional investment partners.

Premium Service

Designed for clients with larger investment funds who require a more “hands on” approach to their financial planning, the Premium service ensures that you receive a holistic service to manage your investments on a more regular basis, and coordinate your planning with your other advisers (accountant, solicitor and bank). Investment advice will be based on detailed risk assessment and bespoke investment portfolios constructed from a range of over 2000 whole of market funds.

The following services are provided with your chosen option:

Service option	Light	Comprehensive	Premium
Funds under management *	£0	£60,000	£250,000 +
Face to face review meetings with your adviser		1	3
Personal website with online valuations
Access to financial adviser when required
Advice and implementation of fund switches and alterations to existing investments at no additional charge
Completion of an annual fact find to identity changes in circumstances
Detailed risk assessment questionnaire and report
Investment solutions based on risk-rated managed funds
Bespoke investment portfolios solutions based on whole of market fund range
Holistic financial planning with your other advisers at no extra cost

* Funds under management generating trail fees or commission as 0.75% per annum will cover the cost of the service in full. If not the balance of cost will be invoiced annually.

Speak to us now to see how your financial wealth will grow with regular service.