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Insurance & Mortgages

Life is full of unexpected challenges, but fortunately there are many insurance products available to protect you if the worst were to happen.

From insurance products available to replace your income if serious illness should prevent you from being able to work or life assurance to minimise the financial impact that your bereavement could have on your loved ones, to private medical insurance to cover the costs of private healthcare for you and your family, at Apex CB our experienced financial advisors will help you to select the most appropriate policies based on your needs, circumstances and exposure to risk.

Life & Critical Illness Cover

Whether you are looking to ensure that your loved ones are well provided for, or need to cover a loan, we can help you to get the best deal on your life cover. After all, who would want to leave their loved ones without income, or leave behind debts for their family to settle?

Sickness & Income Replacement Insurance

131 million working days were lost due to sickness absences in the UK in 2013 (source: ONS). Find out how we can help to arrange appropriate Income Protection Insurance that provides the best cover for your individual circumstances.

Private Medical Insurance

With increasing demands on the NHS and pressure to balance healthcare budgets, patients requiring in-patient hospital treatment often have to wait for several weeks after referral from their GP. Waiting times can be much longer for more complex procedures, which is why many people are taking out Private Medical Insurance (PMI). At Apex CB Financial Planning we can help you to review the many options available and select the most appropriate policy for your needs.

When it comes to raising finance, whether you are buying your dream home or looking to release capital from the equity in an existing property, we offer specialist mortgage advice and a personal service that supports you throughout the application process.


Whether you require a repayment or interest only mortgage, buy to let or commercial loan, because we aren’t tied in or affiliated with any lender, at Apex CB Financial Planning we have unrestricted access to 1000’s of mortgage products from over 90 lenders across the UK, allowing us to help you to find the right product for your individual needs.

Equity Release Lifetime Mortgages

Many people may not have access to capital in later life for things like home improvements, helping children or grandchildren to get on to the property ladder, the costs of long-term care needs or for unforeseen expenses. Lifetime Mortgages offer a flexible option to raise capital by releasing some or all of the equity in your home.

Find out more by clicking the links above or contact us to speak to one of our highly experienced Financial Advisors.


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“I have been using Apex CB financial planning for a number of years now and have always been impressed with the service provided and the recommendations made. One specific example …

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“I completed my service with the Royal Navy in 2009 and was in receipt of my end of services gratuity and pension. Chris was recommended as a financial adviser with …

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“Chris Ryan has advised me over the years on various financial aspects, I have found his knowledge on investments, pensions and other financial matter to be very customer focused. His …

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"My wife and I have enjoyed the financial expertise of Chris Ryan for the last ten years. We have found Chris to be a thoroughly professional advisor who takes pride …

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