Latest Blogs
2 key Budget announcements that may affect your financial plan
Chancellor Rachel Reeves delivered the new Labour government’s first Budget on 30 October 2024. Amid the announcements were key changes to Capital Gains Tax (CGT) and Inheritance Tax (IHT) that could affect your financial plan. Ahead of the Budget, prime…
Interest rates are predicted to fall to 3% next year and could slash mortgage repayments
There could be good news on the horizon for mortgage holders. Experts are predicting that the Bank of England (BoE) will gradually reduce the base interest rate over the next 12 months, which could slash your mortgage repayments. The BoE’s…
The voice cloning AI scam you need to be aware of
Artificial Intelligence (AI) is providing scammers with new ways to try and dupe you. One type of scam that’s on the rise that you should be aware of is “voice cloning”. Voice cloning uses AI technology to replicate the voice…
The pensions basics you need to know as a self-employed worker
As a self-employed worker, managing your finances can be more complex. One area you might have overlooked or be unsure where to start with is saving for your retirement. According to the House of Commons Library, there are 4.24 million…
Post-Budget 2024: Essential Planning for Retirees
The recent UK Budget has introduced significant changes to inheritance tax (IHT) that will impact retirees, especially those with substantial estates and complex assets like defined contribution (DC) pensions, business interests, and Alternative Investment Market (AIM) shares. Here’s a breakdown…
The Protection Most Families Go Without
Over half of UK adults have no life insurance, and fewer than one in ten have income protection – often because people wildly overestimate what either actually costs. Here’s what each type of cover does, and where the gaps tend…