What Do You Actually Want Your Money to Do?
A financial plan is only as good as the goals it’s actually built around. Here’s how goal-based planning and cashflow modelling work together to keep your money moving toward what you actually want, and how to adjust course when life…
What Happens to Your Income If You Can’t Work?
£209 million was paid out in individual income protection claims in 2025, with a 79% acceptance rate on new claims. Here’s who tends to be most exposed without it – including the self-employed and anyone approaching resettlement.
What Good Financial Planning Actually Does
Financial planning is usually judged by the numbers it produces, but the research points to something broader: people with a plan report less financial stress, more confidence, and a clearer sense of where they’re heading, alongside the measurable wealth gains.
The Trust Register: What Trustees Need to Know Now
The rules have moved on considerably since this was first written in 2018. Nearly all UK trusts must now register with HMRC regardless of tax liability, and some UK trusts holding certain bonds may also need to register in Ireland…