The Case for Passing On Wealth While You’re Still Here
More families are choosing to help financially while they’re still around to see the difference it makes, rather than only leaving an inheritance….
Your Pay Gap Doesn’t Have to Become a Pension Gap
By their fifties, women in the UK retire with roughly 46% less pension wealth than men. The pay gap explains part of it….
1 in 5 people expects to be paying their mortgage in retirement
Affordability challenges mean more people could near retirement with outstanding mortgage debt. It could affect your retirement plans or mean your income once…
8 fantastic reasons to support local causes for Small Charity Week
Every year, the UK celebrates Small Charity Week. The event’s goal is to raise awareness for the thousands of local causes which make…
Navigating the Financial Landscape in the UK: Financial Influencers vs. Financial Advisers
In the evolving world of finance, the rise of social media has heralded a new era where traditional financial advice intersects with digital…
How AI will help with financial planning – Part one
Artificial Intelligence (AI) applications are evolving at breakneck speed, leaving us with a near-impossible task to know precisely where this may lead. However,…
What difference do property prices make to our Financial Planning decisions?
There is a well-known piece of work by a gentleman called Fred Harrison, that identifies the property cycle as going through a long-term…
The Mirage of Cash: Why Short-Term Gains Could Lead to Long-Term Losses
With short-term interest rates at their highest level since 2008, it is easy to sympathise with the view that cash looks tempting. If…
What Brexit Quietly Did to Your Offshore Bond
Since the end of 2023, offshore bonds provided from Dublin no longer carry Financial Services Compensation Scheme protection. It’s easy to miss if…
We’re supporting Helping Homeless Veterans UK charity
We recently met with David Wood of the charity Helping Homeless Veterans UK. After hearing their story we were keen to support their…