Latest Blogs
What difference do property prices make to our Financial Planning decisions?
There is a well-known piece of work by a gentleman called Fred Harrison, that identifies the property cycle as going through a long-term and relentlessly predictable pattern that is known as the 18 year cycle, or sometimes referred to as…
The Mirage of Cash: Why Short-Term Gains Could Lead to Long-Term Losses
With short-term interest rates at their highest level since 2008, it is easy to sympathise with the view that cash looks tempting. If investors can get 4-5% with no risk of capital loss, why invest in stocks, bonds or mixed-asset…
What Brexit Quietly Did to Your Offshore Bond
Since the end of 2023, offshore bonds provided from Dublin no longer carry Financial Services Compensation Scheme protection. It’s easy to miss if you set your bond up years ago. Here’s what actually changed.
We’re supporting Helping Homeless Veterans UK charity
We recently met with David Wood of the charity Helping Homeless Veterans UK. After hearing their story we were keen to support their work, both financially and practically. Helping Homeless Veterans UK started in September 2019 and less than two…
Employee benefits: An unnecessary expense or good business sense?
With the economy continuing to grow and unemployment currently running at less than 5% – its lowest level since 2005 – it’s predicted that more than a third of employees will change their job in the next 12 months. However…